Although “child support” typically ends when your child reaches age 18 and has graduated from high school, you may still have other support obligations for your child.
College is one of the most expensive investments that young adults face today. Your children may take out loans to support themselves and take one or more jobs in order to help pay for their own educations. If you are involved in a divorce or custody case in Illinois, you and your ex-spouse can be ordered to contribute to the cost of your adult children’s college education to reduce their burden.
Parents contribute to college costs based on their ability to pay. The court may consider your and your ex-spouse’s income, your regular expenses, any debts and valuable assets such as a house or a large sum of money in the bank in determining how much you should contribute to college.
In addition to the costs of college, there are other obligations for your adult children that may continue beyond high school. As part of Obamacare, medical insurers are required to offer insurance to dependent children on their parents’ plan until they reach 26 years of age. The courts may require you to maintain medical insurance for your children up their 26th birthdays.
You may also be required to maintain a life insurance policy which designates your children as beneficiaries. This is to ensure that, in the event of your death, they will be provided for. As with college expenses and medical insurance, courts can order you to maintain a life insurance policy for the benefit of your minor kids beyond their 18th birthdays.
Finally, in certain circumstances, routine child support may be extended beyond a child’s 18th birthday when that child is disabled. Contact the Law Offices of Van A. Schwab for assistance with your adult child support matters.